Annuity stretch distributions
Can anyone reference articles or other resources on the regulations for stretching the distributions to the beneficiaries from the deceased owner’s annuity?
Can anyone reference articles or other resources on the regulations for stretching the distributions to the beneficiaries from the deceased owner’s annuity?
Permalink Submitted by Alan - IRA critic on Mon, 2016-11-28 22:49
Qualified annuities are subject to the usual RMD rules, but non qualified annuities are not. They are subject to various state laws and requirements of the insurance company, so the beneficiary would have to ask the insurance company what stretching options are available.