On a newly inherited Non spouse Traditional IRA, the beneficiary wants to figure her own RMD each year after having seen errors in RMD calculation by this Custodian and others on other IRA accounts. Because Beneficiary wants to choose the amount to be withdrawn yearly, instead of the custodian figuring the RMD, the Custodian (a bank) is requesting that the Beneficiary fill out an IRA Withdrawal Statement each year instead of an RMD form. The Withdrawal Statement has much of the same info and actually has a space to check off the reason for the Distribution allowing the beneficiary to choose “Death,” whereas the RMD sheet does not have any reason code. The Custodian says the IRA Withdrawal Statement is generally for one time use (though they will allow this beneficiary to use a new one each year to take distributions under the circumstances) whereas the RMD form is to set up automatic RMDS. But.in my experience, the Withdrawal form is usually used when the account is being direct transferred from the decedent’s account to the inherited account and or when Beneficiary is taking a one- time withdrawal from decedent account before it has transferred to the Inherited account. The Withdrawal Statement doesn’t show the words “RMD/Required Minimum Distributions” on the form. Is it okay to fill out either form for the RMDs each year (figured by the Beneficiary)? Is there anything to look out for?