SEP-IRA – employee account establishment

Eligible participant refuses to establish a SEP account (he/she is due to receive a contribution)

Does the DOL have a process to follow? What investment should the account be defaulted to? ($ market, QDIA?)

Thanks.



I would think that a QDIA investment would be OK, but am not sure . As for the SEP account, the employer should open one for the employee and make the contributions to that account.

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