RMDs are required irrespective of whether contributions were deducted or not. If she can accurately determine for each such year that a non deductible contribution was made she can file individual 8606 forms for those year. Since these forms are cumulative, she has to start her research with the oldest possible year which could have been as far back as 1987. She can then bundle up all these forms and mail them with a brief explanation to her IRS service center. She would probably need to still have copies of her old tax returns that would indicate whether a deduction was listed or not, and also would need other evidence such as a Form 5498 or other records to show that she actually made a contribution for each such year that was not removed as an excess contribution or recharacterized as a Roth contribution. This can be very difficult if she does not have complete records. There could be some years she is sure of and others for which she does not have the documentation. If so, she can file the 8606 for only the documented years.

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