Opening a SEP in 2018 and make a 2017 contribution

Can I open up a SEP now for a client and have her contribute for 2017 before she does her taxes?



Yes, the contribution must be made by 4/17 unless she files for an extension and can then be made up to 10/15/2018 for 2017. Her taxes could be filed before the contribution as long as the contribution is made by the deadline.

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