401k contributions and IRA contributions

Can an individual max out contribution levels in a 401k and also contribute to an IRA in the same year?

Thanks



Yes, the individual could contribute to a Roth IRA if their modified AGI is not too high, could make a deductible TIRA contribution if modified AGI is not too high (lower limit that for Roth contribution), and can always make a non deductible TIRA contribution if under 70.5. However, a non deductible TIRA contribution is the least desirable of the options.

Im not familiar with TIRA…

Traditional IRA.

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