Potential client called sharing he has been contributing to a 401K and a SEP IRA. He’s a C corp. eye doctor. We called the SEP Mutual funds, he’s been contributing in SEP for 4 years. He started his 401K two years ago. He has only contributed to his SEP…and has six employees. Do we need to “unwind” the SEP contributions? 401K provider never bothered to ask… I’m not sure how to help him and his accountant is the one who set up the 401K. Thanks for any advice.