IRA/Taxes before 59 1/2

Can I buy my fathers property and home he lives on with money from my and IRA without a 10% penalty as I am only 53.



The 10% penalty on your IRA distribution up to 10,000 (lifetime limit) would be waived if you met the requirements for a first time homebuyer. A first time homebuyer cannot have had an interest in a home  at anytime in the 2 years prior to the date of acquisition of the new purchase. If married, your spouse must also meet that requirement.

Add new comment

Log in or register to post comments