Funding a self-directed IRA

Can you do a direct rollover of a traditional IRA to fund a self-directed IRA? Want to be sure it would be a tax-free/penalty-free transfer. Are there other tax implications to consider with a self-directed IRA?



Yes, funds would moved to the self directed IRA custodian by a direct trustee transfer. These are not reported and have no tax impact. The SD IRA itself has several tax implications. Most important is avoiding prohibited transactions which would cause the account to be distributed and taxed. You can get assistance in much more detail from the SD IRA custodian that you select for the type of investment you choose to make with SD IRA money. 

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