529 plan monies rollover to Roth IRA…
When considering the 15 year hold rule, can the beneficiary add the multiple custodians to get to the 15 years? Or, does the 15 year need to be with the one custodian? I have an account that has been with current custodian for 14 years now. But, it was rolled over from another custodian as to where it existed another 4 years.
Permalink Submitted by Alan - IRA critic on Mon, 2025-03-10 13:05
The IRS has not addressed this question (or several others) with respect to the 529 to Roth rollover. It would be best to wait until they do.