Inherited IRA RMDs
If someone has 3 inherited IRA’s from the same decedent can the total RMD all be taken out of IRA or does each inherited IRA require an RMD?
If someone has 3 inherited IRA’s from the same decedent can the total RMD all be taken out of IRA or does each inherited IRA require an RMD?
Permalink Submitted by Alan - IRA critic on Fri, 2019-12-20 01:12
The beneficiary can aggregate the RMDs in any combination from the 3 inherited IRAs. However, if any of the 3 IRAs has already been inherited before this beneficiary inherited, I would not aggregate the RMDs for the previously inherited IRA with the RMDs of the other two being inherited for the first time.