Alternative to mitigate loss of stretch IRA

On Ed’s PBS shows he talks about using life insurance as an alternative way to save for retirement. Since the stretch is now limited to 10 years what does he think about just using life insurance as the primary retirement vehicle since all withdrawals can be made tax free and beneficiaries inherit proceeds tax free. What resources can you recommend to implement life insurance into retirement plans so the plan is set up properly with the best results.



You should view life insurance as insurance, not as an investment.  IRAs still provide a substantial benefit, just not as much as before.

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