Stretch non-qualified annuity

Some non-qualified annuities (not IRA annuities) were able to be stretched when inherited by a designated beneficiary.

Are these non-qualified annuities subject to the same 10 year rule due to the SECURE Act as IRAs now are subject to the SECURE Act?

i.e. non-eligible beneficiaries must withdraw all money from the non-qualified annuity within 10 years?

thanks.



No, the Secure Act does not apply to NQ annuities, so no changes to the stretch options offered by the insurance companies.

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