RMD’s 2020

My wife turned 70 1/2 in November of 2019. We withdrew her 2019 RMD in December and timely filed our joint 2019 tax return in March of 2020.

Is my wife required to take a 2020 RMD or is she included within the new 2020 RMD waiver provision?



Her 2020 RMD is waived. She can take a distribution if she wants to, but no 2020 distribution is required. 

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