Client is 56 her SS at FRA is $1850
Her husband just passed away at age 59 His SS at FRA is $2680

She still works however works in the travel world and income is low.

Client has $300,000 in life Ins proceeds and $500,000 in retirement funds.

Client needs $4000 to maintain current life style.

Need Info on how the widow benefits work.

Let me know the best strategy.

Thanks,