computation of estate taxes on IRA

Since the IRA funds have not been taxed for federal and state income taxes, in computing for estate taxes are the IRAs balances counted at their untaxed value or what their value would be after income taxes have been paid?



The untaxed value.  When the beneficiary receives a distribution from the IRA as income in respect of the decedent, the beneficiary can take an estate tax deduction on their federal income tax return for their corresponding portion of estate taxes paid.  See Income in Respect of a Decedent in IRS Pub 559:  https://www.irs.gov/pub/irs-pdf/p559.pdf

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