Protection from Creditors and Bankruptcy

I have a client a single person working a beauty salon. She wants to set up a retirement plan. I talked with her account and he suggested a Roth something. Meaning a Roth IRA or Solo Roth 401k. My question is which Roth IRA or Solo will provide her with the most protection from creditors or bankruptcy?



Creditor protection for both depends on the state she is in. A solo K plan benefiting only the owner or spouse does not receive ERISA federal creditor protection. What state is this?

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