IRA Annuity – Can post 2020 beneficiaries take over remaining annuitization rather than 10 years

My client’s father passed away. He had started annuitization of his IRA annuity. My understanding of the SECURE Act is that the beneficiaries can continue his annuitization even if it exceeds 10 years. Is that correct?



Yes, that is correct. The IRA or other plan must have been annuitized by the owner by the date of enactment of the Secure Act, which was 12/20/2019.

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