the beneficiary was straightened out after a year, the attorney had the funds, but the accounts were cleared and held due to a mishap in the beneficiary, after a year it was figured out, and 2 brothers were the beneficiary of the proceeds, held by an attorney, but it was an inherited IRA, are there any steps to continue this as an inherited IRA for the sake of the beneficiary? the check is ow held by an insurance company who said it needs to come directly from the 401k provider …no other way >? Please advise if there is another way