IRAs roll over from a previous employer’s 401k.
oth spouses own their IRAs rolled over from a previous employer’s 401k. While still working and 74, they have each put some of this into their new Employer’s 401k as cash was available in the IRA to lower RMD. One spouse dies. The surviving spouse who is still working is bene for the deceased spouse. Is it necessary to keep the deceased’s rollover Ira separate so the survivng spouse can still put $$ from their rollover Ira into the new employer’s 401K?
Permalink Submitted by Alan - IRA critic on Wed, 2022-06-15 20:45