Inherited Roths
How does the 10yr rule work with inherited Roths? Since the owner is always considered to have died before their RMD, does this mean the beneficiary won’t have to take annual RMDs and instead empty the account the 12/31 of the 10yr of the owners death?
Permalink Submitted by Alan - IRA critic on Fri, 2022-08-05 21:51
Correct. There will be no annual RMDs in years 1-9.