I am considering pulling out 300k from an IRA to finance the purchase of an apartment. My understanding is that i can put it back in within 60 days and not have to pay tax on it. Assuming that part is true….when does the 12 month clock start if i decide i want to do it again next year? Is it from the day i take the money out or the day i put it back? Thanks in advance- always good advice here.