Secure 2.0

I’ve read that the RMD age is being raised to 73. I assume we are getting new factors for 2023, just like we got new factors this year. Can you confirm there will be new factors and any estimate on when they will be available?



The divisors will not change. The Uniform Table will probably be republished within a year or so to eliminate age 72, since age 73 will be the first RMD distribution year. The divisor for age 73 will not change, RMDs for owners will just start 1 year later. Elimination of the age 72 RMD will result in all RMDs being slightly higher than they would otherwise have been due to draw downs starting later. 



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