Earnings Limit Test

Submitted by John Nielsen on Tue, 2023-04-04 18:33

What is included in the earnings limit test? Are IRA and/or 401(k) distributions included in this test?

Thank you

Permalink Submitted by Alan - IRA critic on Tue, 2023-04-04 19:17

Which earnings test? There may be a couple dozen different tests.

Permalink Submitted by John Nielsen on Wed, 2023-04-05 12:31

Regarding the social security earnings limit prior to FRA. Would IRA and/or 401(k) distributions count as “earnings”?

Permalink Submitted by Alan - IRA critic on Wed, 2023-04-05 20:31

No. The earnings test only applies to wage or self employment income.