Roth Contribution/ Proration Rule

Married couple wants to do a backdoor Roth IRA due to high income , Wife has rollover IRA’s Husband does not, he only has a rollover Roth IRA. Since they are married filing jointly does this disallow him him from making a backdoor Roth contribution, since she is ineligible since she has a rollover IRA.
Thanks
Steve



Since husband has no other non Roth IRA balance, he can do the back door and convert tax free despite wife not being able to do so. 



Add new comment

Log in or register to post comments