RMD Calculations

Hello,

Should I use the 12/31 value or the 12/31 value with accruals when calculating my current year RMD? I cannot find anything in writing and I want to make sure I am doing this correctly.

Thank you!



Accrued income is due to the IRA but has yet to be collected by the IRA, therefore it does not count in the year end IRA value for RMD calculations. This should agree with the notification you should have received by the end of January for calculating your RMD. 

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