Multiple Bene IRA’s
Client has 3 Bene IRA’s from same descendant, can she aggregate RMD and take from just one or is it required to take from each Bene IRA.
Client has 3 Bene IRA’s from same descendant, can she aggregate RMD and take from just one or is it required to take from each Bene IRA.
Permalink Submitted by Alan - IRA critic on Tue, 2023-10-17 19:32
If the decedent was the original owner for all accounts and the RMD divisors for each account are the same, the RMD can be aggregated. The accounts could also be combined by direct transfer if desired.