Hi Everyone, I have a wholesaler telling me that I can start income on his lifetime income FIA, and with the way it is designed, can do a full Roth conversion when the actual account value is almost exhausted (about year 10 in his illustrations). This would cause a minimal tax hit for the client (say you convert to Roth when there is only $5k – $10k of actual account value left) and then the income would continue for life (one or two participants) and the rest of the lifetime income would be tax-free (since it is not a Roth). Has anyone heard of this strategy or is doing it? Can this really be done? Seems a bit too good to be true? Thanks in advance.