I submitted an inquiry in August of 2022 asking about a situation where my client’s mother passed away, and then the father passed away within a few short weeks thereafter – both passed away after the SECURE Act was in force. Both of her parents were beyond their required beginning dates. I was asking about RMDs to my client, the daughter. The answer received seems correct up to the point that said: “the 10 year rule does not apply here since father is an EDB.” Your newsletter from May of 2023 addresses a similar situation in question #11 and seems to say the opposite: namely, that the 10-year rule does, in fact, apply – but the RMDs are calculated a little differently than if she were the primary beneficiary. The newsletter quite clearly says that successor beneficiaries are subject to the 10-year rule. It goes on to say that “the successor beneficiary will get the benefit of a full 10-year payout period, RMDs will apply in years 1-9 based on the original beneficiary’s single life expectancy. Essentially, the successor will ‘step into the shoes’ of the original beneficiary and continue the same RMD schedule…” So the difference seems to lie solely in how RMDs are calculated for the successor beneficiary. Am I missing something? Or is this correct?