Hello,

We have a client (age 67) that requested a Roth conversion on 12/29/2023 for $100K and due to the cash not being available (trades were pending) and the request was not escalated with our back office so the Roth conversion was not processed until 01/02/2024. The client wanted this to be processed in 2023 and reported in 2023.

Our back office is not willing to back date the transaction to 2023 per IRS rules which is understood. Do you have any suggestions that could be offered to the client at this point.

Any feedback would be greatly appreciated. Thank you.