Secure ACT RMD

If both spouses are living, and one is 74 and the other 60, does the joint life RMD table still exist as an option under the secure act for being more than 10 years younger?



  • The SECURE Act made no changes to the use of the Joint Life table.
  • (Why does the Joint Life table have factors for cases where both spouses are under RMD age?  Makes no sense to me.)

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