529 to Roth Question

If a parent is the owner of the 529 (and the student is the beneficiary), can the 529-to-Roth conversion still happen, or does the student also need to be the owner?



The student’s Roth IRA would be the receiving account as this transfer must be done to the Roth IRA of the 529 beneficiary. The student will need to have enough earned income to support a Roth IRA contribution as well.

But does the student need to be  owner of the 529 account too? I just read it in a Kiplinger’s article, but I never read that anywhere else.

Forget it. I read it wrong.

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