I’m 62 and plan to retire at the end of the year with a traditional IRA balance of $0.  I’m expecting my modified adjusted gross income in 2025 to exceed the Roth IRA income limit so I plan to make a the maximum contribution (after-tax) to my traditional IRA as early as possible in January and then convert the entire traditional IRA balance in full to my Roth IRA.   Since I’m retiring, I’ve elected to rollover the lump sum of my cash balance pension to my traditional IRA and expect this rollover to be completed after the completion of the backdoor Roth conversion.  Will having a balance in the traditional IRA after the pension funds are rolled over complicate matters relative to 2025 Form 8606 (Nondeductible IRA’s) when I file my tax return in 2026? If it does create a problem, I still have time to redirect the rollover the lump sum of my cash balance pension to my 401(k).  Thank you!