BD Roth + Rollover

Submitted by Daniel Owen on Thu, 2025-10-09 11:24

Client has done a Roth conversion this year. Has a rollover of 100% pre-tax 401k recently seperated employment. Need to wait until Jan 2026 to complete the rollover b/c if the funds end up in T-IRA before 12/31 he’d trigger pro-rata rule?