Charitable contributions from an inherited IRA

  1. My client just inherited an IRA from my deceased mother of around $ 30 ,000.
  2. Because his mother did not take her RMD for this year, his RMD for 2024 will be $5,070. He wants to have the entire $30,000 paid directly to various Charites. His mothers broker advised him that the RMD and or the entire account cannot paid directly to a charity but can only be paid to him directly.  Please advise


The beneficiary must be 70.5 before a QCD can be distributed, but if 70.5 a QCD can be done from an inherited IRA.

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