I have a client that is 62. He retired almost 2 years ago. He was on COBRA for 18 months and recently switched to a non-HDHP directly through Blue Cross Blue Shield (he did not select a plan through the exchange). Can he use funds in his existing HSA (he is no longer funding it since he is not covered by an HDHP but he has about a $10k balance) to pay the monthly premiums on this medical plan? Online it appears the answer is no, which I find very strange since HSA funds can be used to pay COBRA and Medicare premiums.