Inherited Roth BDA Question
Hello,
Our custodians resource is not the greatest and I wanted to confirm the following on inherited Roth BDA:
Inherited Roth IRAs will not have RMDs during the 10-year period (regardless of the decedent’s age at time of death) and Roth IRAs have no required beginning date.
Can we confirm if this is true. Thank you.
Permalink Submitted by Alan - IRA critic on Mon, 2025-04-21 16:56
That is correct.
But if the beneficiary is an EDB, RMDs begin in the year following death and the 10 year rule does not apply.