Mega Backdoor Roth 401(k) Clarification
Please confirm my assessment:
Client wants to contribute after-tax dollars in his 401(k) and immediately convert them to Roth 401(k) dollars. Other outside IRA accounts are not affected at all, as long as this Mega Backdoor Roth is done within the plan, correct? Thanks!
Permalink Submitted by Alan - IRA critic on Fri, 2025-09-26 11:22
Yes, that is correct.
Or if the after tax contributions were rolled out to a Roth IRA, same answer.