Post Secure Act IRA BDA Qualified Trust
Hello, I have a IRA BDA for a qualified trust and the original IRA passed in 2022 at age 79. The oldest beneficiary was born in 2011. For the 2025 RMD calculation would based of a 14 years old LE factor 70.9? I just wanted to confirm. Thank you.
Permalink Submitted by Alan - IRA critic on Mon, 2025-01-27 12:13
Yes, the 2025 divisor would be 70.9. Beneficiary is not likely to be the minor child of the IRA owner, and therefore the 10 year rule applies from the start.