Permalink Submitted by Alan - IRA critic on Mon, 2024-04-29 21:13
Usually, although if the plan owner passed after RBD and the beneficiary is older, the age of the decedent would apply. And in either case, the divisors should be reset to reflect the 2022 RMD tables for 2022 and subsequent beneficiary RMDs.
Permalink Submitted by Alan - IRA critic on Mon, 2024-04-29 21:13
Usually, although if the plan owner passed after RBD and the beneficiary is older, the age of the decedent would apply. And in either case, the divisors should be reset to reflect the 2022 RMD tables for 2022 and subsequent beneficiary RMDs.