RMD Question
Hello,
If a client has and RMD on and IRA BDA inherited from his father (who was RMD age when passed in 2016) and next year the client will have an RMD due on his own IRA. Can he aggregate the 2 RMD amounts and take the RMD from one of the accounts?
Thank you.
Permalink Submitted by Alan - IRA critic on Thu, 2024-10-31 10:58
No, they must be completed separately.
That would also be the case if all he had was two inherited IRAs but inherited from different decedents.