I have an IRA and I am receiving RMDs. The beneficiaries of my IRA are a son and a see-through-trust with my grandchildren as the beneficaries of the trust. I plan to leave my IRA to a son and a see-through-trust for more than one grandchildren. I understand that my son and as well as the trust will be subject to RMDs. The trust will be Conduit trust and pass on the RMDs to the beneficiaries of the trust as received.

I have two questions. Can the funds in the trust stay in one pot rather than split between individual beneficaries accounts? Can the trustee be empowered to make distribution to an individual beneficiary in addition to his RMD share, in case of the genuine needs?