Single Life or Unifrom Life Table for RMD of spouse beneficary of IRA
Schwab site states that per IRS reg’s of July 18, 2024 certain spouse beneficiaries..” are eligible to calculate their 2024 RMD based on the Uniform Life Table (vs the Single Life Table), thereby reducing their minimum distribution..”
Assuming IRA owner died in 2023, his wife was more than 10 yrs younger than he, and she is sole beneficiary of his regular IRA, which Table does she use in 2024/25?
Permalink Submitted by david brictson on Mon, 2024-11-18 11:21
Owner of IRA date of death 12/15/2023; Date of birth of inherted spouse 1/25/1952