Per your 10/2024 Ed Slott IRA Advisor, Natalie Choate said that the Trust has to specify each beneficiary’s allocation of the IRA’s value among the subtrusts.  She gave an example;  “Any IRA payable to this trust on my death shall be allocated equally to the separate trusts established for my spouse and children.”  If a trust says that al  assets will be split equally among the beneficiaries, is that sufficient or does the trust have to specify that the IRA is split equally?

Many thanks as always …. Mary Dean