Hello,

There is a 403b held with TIAA. The 403b is twice inherited.

Mom passed away…..left to her husband…..the husband has now passed and left the assets to his daughter. The funds are in a non-spousal 403b in the daughter’s name. TIAA is saying the assets cannot be rolled to an inherited IRA because there was a rule that passed in 2023 that now disallows twice inherited employer sponsored plans to be rolled over. My questions are:

1. Have you heard of this new rule disallowing these rollovers? TIAA referenced a code PH 7206.

1. In your opinion, can the daughter directly roll the inherited 403b assets into an inherited IRA in her name?

Thanks!