Year-end tax moves aren’t just for the wealthy. These strategies can help lower your bill

The end of the year is fast approaching, yet there is still time to take charge of your taxes.

While that might seem like something only the wealthy would do, there are also ways for the average American to save money — even if you are part of the 90% who take the standard deduction (which is $12,400 for single filers in 2020).