Maximizing Roth Savings Opportunities: Sarah Brenner reviews strategies for advisers to help clients maximize their Roth savings opportunities.

Both Roth IRAs and Roth employer plans have been available for many years, and by now most advisers and their clients, are aware of the substantial value of these accounts. Roth accounts can provide years of tax-free earnings and withdrawals.

While retirement savers may be aware of these benefits, many count themselves out too soon by mistakenly believing they are not eligible to contribute.