Can I Put My RMD in a Roth IRA?
Friday, February 11, 2022
Contributing Articles
Q: Can I invest my RMD (required minimum distribution) into my Roth IRA?
—B.H.
A: Easy answer: No.
IRAs are subject to RMDs after reaching age 72. Whether you want to take the money or not, you must. However, those RMDs cannot be converted to Roth IRAs.