2015 Roth IRA Eligibility

If your filing status is…And your modified AGI is…Then you can contribute…
married filing jointly or qualifying widow(er)

< $183,000

up to the limit

> $183,000 but < $193,000

a reduced amount

> $193,000

zero

married filing separately and you lived with your spouse at any time during the year

< $10,000

a reduced amount

> $10,000

zero

single, head of household, or married filing separately and you did not live with your spouse at any time during the year

< $116,000

up to the limit

> $116,000 but < $131,000

a reduced amount

> $131,000

zero

©2015 Ed Slott and Company, LLC