2016 Roth IRA Eligibility
| If your filing status is… | And your modified AGI is… | Then you can contribute… |
|---|---|---|
| married filing jointly or qualifying widow(er) |
< $184,000 |
up to the limit |
|
> $184,000 but < $194,000 |
a reduced amount | |
|
> $194,000 |
zero | |
| married filing separately and you lived with your spouse at any time during the year |
< $10,000 |
a reduced amount |
|
> $10,000 |
zero | |
| single, head of household, or married filing separately and you did not live with your spouse at any time during the year |
< $117,000 |
up to the limit |
|
> $117,000 but < $132,000 |
a reduced amount | |
|
> $132,000 |
zero |
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