2016 Roth IRA Eligibility

If your filing status is…And your modified AGI is…Then you can contribute…
married filing jointly or qualifying widow(er)

< $184,000

up to the limit

> $184,000 but < $194,000

a reduced amount

> $194,000

zero

married filing separately and you lived with your spouse at any time during the year

< $10,000

a reduced amount

> $10,000

zero

single, head of household, or married filing separately and you did not live with your spouse at any time during the year

< $117,000

up to the limit

> $117,000 but < $132,000

a reduced amount

> $132,000

zero

Copyright © 2016 by Ed Slott and Company, LLC